Getting a Car Loan with Bad CreditJan 20th, 2020
It IS possible to buy a car with bad credit. In fact, it’s easier than you think.
Woodbine Nissan has been helping people with bad credit in Etobicoke get into a new or used car for over a decade. We have a team of seasoned professionals that know how to talk to the banks and set up a payment plan that works for your budget.
Thousands of Canadians struggle with credit issues — just because the bank told you you have bad credit doesn’t mean it’s impossible to get a car.
- Recently been divorced?
- Just moved to Canada?
- Recently declared bankruptcy?
- Applied for a loan and been denied?
Well… guess what? We’ve helped people in all these situations get a car loan. Here are some things you should know first.
Are No Credit and Bad Credit the Same?
There are differences between having no credit and bad credit, but they do have two things in common:
- Both can stop you from getting a car in Etobicoke
- Woodbine Nissan has programs that can help people with both situations get a car loan
If you have a credit score below 600, chances are you’ve had some difficulties getting a car loan. Maybe you missed a few phone bills or were late on rent. Perhaps you just moved to Canada and haven’t had the opportunity to build up your credit yet.
Thankfully, Woodbine Nissan has an experienced finance team that have worked with people from all walks of life and credit situations.
I’ve Been Denied For a Car Loan Before
If you have been shopping for a new or used car with bad credit, chances are you’ve been denied already somewhere else. It can be defeating, humiliating, and exhausting shopping for a car with credit problems — we totally get it.
There is hope!. Woodbine Nissan has a dedicated team of professionals that are experts when it comes to trick credit situations. They have worked with people across Toronto, including Mississauga, Etobicoke, Brampton, and North York who come from different home situations and have unique credit problems.
With years of experience under our belt, we can work with you and the banks to come get you approved for a car loan.
Here’s How We Can Help
The process of buying a car with bad credit is actually way easier than you think. First of all, you’ve come to the right place. We have a large selection of new Nissan vehicles and pre-owned cars and SUVs that you can find online here!
Once you’ve chosen a vehicle in your price range, one of our finance experts can sit down with you and discuss our programs designed specifically for people with poor credit situations.
Will A Car Loan Improve My Credit Score?
If you have a bad credit car loan in Etobicoke, you might even be able to improve your score over time. However, in order for that to happen, you must make regular, on-time payments on your car loan. If you continue this throughout the course of your car loan, getting a new car down the road will be far easier.
If you’re ready to take the next step and get into a car that fits your lifestyle and budget, visit our website today.
There you can shop our wide selection of cars, trucks, and SUVs. Then, you can fill our easy credit application and sit down with one of our professionals today.
If you want to speak with someone today about your credit situation and how you can get a bad credit car loan, fill this form out. Someone will contact you immediately!